Saturday Morning Session · Saturday, October 3, 2026

O Be Wise

President D. Todd Christofferson · Second Counselor in the First Presidency

Read or watch the full talk

Little Learners (ages 4–7)

Words to remember

  • “A key part of a life well-lived is contributing to the well-being of others.”
  • “Every soul is precious, and Christ died for him, for her, as He did for you.”

In President D. Todd Christofferson’s own words, from the talk.

President D. Todd Christofferson is in the First Presidency. He said this talk was a little like when the prophet Jacob in the Book of Mormon had to talk about something hard. President Christofferson talked about gambling.

Gambling is when people risk their money on a game or a guess, hoping to win more money. Usually they lose. The companies that run gambling make money because the people who play lose money.

President Christofferson told a story about a United States president named Calvin Coolidge, who did not talk very much. One Sunday his wife asked what the preacher talked about at church. He said, “Sin.” She asked what the preacher said about it. He answered, “He was against it.” President Gordon B. Hinckley once said that about gambling: We’re against it.

Today, people can gamble on phones, any time of day. President Christofferson said many young people, even teenagers, are gambling, and it can be hard to stop. It takes time away from school, friends, and family.

He shared President Dallin H. Oaks’s counsel to ask, “Where will this lead?” Every choice we make uses up time and money we could use for something good.

He also said other people watch what we do, especially children. Long ago, the Apostle Paul taught that we should be careful so our choices do not cause someone else to stumble. Every person is precious, and Jesus died for each one of us.

Gambling is wrong because it is about trying to get something for nothing. When one person wins, someone else loses. Jesus taught us to love our neighbor. President Oaks taught that gambling leads away from the giving path of Jesus toward a taking path.

President Christofferson asked us to live on a higher plane, and to use our time and money to do good. He said a good life is about helping others, working hard, and “It is being and doing better without others doing worse.” The Lord wants us to be anxiously engaged in a good cause.

He ended with the words of the prophet Jacob: “O be wise; what can I say more?”

A scripture for this talk: Jacob 6:12. The prophet Jacob asked his people to be wise. We can make wise choices that keep us and others safe.

Let’s talk about it

What did this talk teach us about the Savior? What is one small thing our family can do this week?

Kid-friendly summary in our own words · Read or watch the full talk: “O Be Wise” on churchofjesuschrist.org

Growing Disciples (ages 8–11)

Words to remember

  • “Gambling is built on the desire to obtain something for nothing. Its structure requires that any gain comes at others’ expense.”
  • “Remembering President Oaks’s comments about ‘opportunity cost’ and the opportunities lost when a person devotes time and money to gambling, my plea again is not only to refrain from gambling but to use the time and resources saved thereby for doing good.”

In President D. Todd Christofferson’s own words, from the talk.

President D. Todd Christofferson of the First Presidency said he felt a bit like the Book of Mormon prophet Jacob, who felt the Spirit pushing him to talk about a hard subject with “boldness of speech.” With a sense of duty, he turned to the subject of gambling.

He began with a story President Gordon B. Hinckley once told about U.S. President Calvin Coolidge, a man of few words. When Coolidge came home from church, his wife asked what the preacher spoke about. “Sin.” “Well, what did he say?” “He was against it.” President Hinckley said he could answer the question about gambling just as briefly: We’re against it.

Gambling means risking money or something valuable on how something will turn out. President Christofferson said it has troubled people since ancient times, and time hasn’t made it any better. But recently the smartphone has turned gambling from something people did once in a while into something available all the time, privately. About 46% of adults worldwide gambled in the last year, and the gambling industry made about $758 billion in 2025. He pointed out that the industry’s money is the gamblers’ loss. Its whole business depends on customers losing.

He named three growing kinds: online sports betting, online casino-type games, and prediction markets, where people bet on whether something will happen, even, he said that the timing of the second coming. He wondered how anyone could ever collect on a bet like that.

Young people are especially affected. In the United States, 36% of boys ages 11 to 17 said they gambled last year, rising to almost half of boys by age 17. Many young women ages 18 to 29 gamble too. Gambling can become consuming. It takes time from school, relationships, and work, crowds out good things, and grows greed. People know the house always wins, but they think it won’t win against them.

President Oaks teaches us to ask, “Where will this lead?” Every choice has an opportunity cost. Time and money spent gambling can’t be spent on something worthwhile.

Even if someone thinks they can gamble for fun without harm, President Christofferson asked us to think about our example. Children and people who are newer or weaker in the faith may follow us. The Apostle Paul taught that even something harmless to us could become a stumbling block to them that are weak. “Every soul is precious, and Christ died for him, for her, as He did for you.” President Christofferson said, and Christ died for each one.

Most of all, gambling is morally wrong. It is built on wanting something for nothing, and any gain comes at someone else’s expense. That’s hard to fit with the commandment to love our neighbor. President Oaks taught that it leads us away from the giving path of Christ.

President Christofferson pleaded with us to live life on a higher plane. A life well lived means helping others, working on worthy things, and “It is being and doing better without others doing worse.” He asked us not only to avoid gambling but to use the time and money we save for good, to be anxiously engaged in a good cause. He ended with Jacob’s words: “O be wise; what can I say more?”

Scripture to look up: Jacob 6:12. Jacob ended his teaching by pleading with his people to be wise, the counsel President Christofferson took for his title.

Let’s talk about it

What did this talk teach us about the Savior? What is one small thing our family can do this week?

Kid-friendly summary in our own words · Read or watch the full talk: “O Be Wise” on churchofjesuschrist.org

Youth (ages 12–18)

Words to remember

  • “Gambling is built on the desire to obtain something for nothing. Its structure requires that any gain comes at others’ expense.”
  • “Remembering President Oaks’s comments about ‘opportunity cost’ and the opportunities lost when a person devotes time and money to gambling, my plea again is not only to refrain from gambling but to use the time and resources saved thereby for doing good.”

In President D. Todd Christofferson’s own words, from the talk.

President D. Todd Christofferson, Second Counselor in the First Presidency, opened by saying he felt like Jacob in the Book of Mormon, compelled by the Spirit to address a subject not particularly edifying and to use “boldness of speech” instead of feasting on the pleasing word of God (Jacob 2:7–11). “So, with a sense of duty, I turn to the subject of gambling.”

He recalled a story President Gordon B. Hinckley told more than twenty years ago about U.S. President Calvin Coolidge, famous as a man of few words. Asked by his wife what the preacher spoke about, Coolidge said, “Sin.” “Well, what did he say?” “He was against it.” President Hinckley added, “I think I could answer the question concerning gambling just that briefly. We are against it.”

Putting money or something of value at risk on an outcome has plagued mankind almost, I suppose, from the beginning of time, and time hasn’t made it any less harmful. What has changed is access. “The smartphone has transformed gambling from an occasional activity requiring a trip to a casino, racetrack, or lottery kiosk into an activity available continuously, privately, and almost anywhere.” Surveys indicate 46% of adults worldwide gambled in the past year, about 2.3 billion people, and the industry generated an estimated $758 billion in 2025. “Of course, the industry’s revenue is the gambler’s loss. Simply put, the industry’s entire business model is built on its customers losing money.”

Three online platforms drive the growth: sports betting; casino-type games such as slots, roulette, blackjack, and poker; and prediction markets, where people bet on whether and when something will happen, tied to interest rates, elections, wildfires, or even the timing of the second coming. He wondered how anyone could ever collect on a bet like that.

Youth and young adults are disproportionately affected. Impulsivity and peer influence combine with early exposure, easy access, intense marketing, and wide social acceptance. Sports betting easily becomes consuming and “It robs time from studies, relationships, and career development. It crowds out things of value and in their place fosters greed.” In the U.S., 36% of boys aged 11 to 17 reported gambling last year, rising from 32% at age 11 to 49% at 17, and a substantial share of women 18 to 29 now gamble. People know the odds are stacked and the house always wins; they just don’t think it will win against them. The larger danger, he said, is that constant access turns occasional behavior into repeated behavior that displaces saving, increases debt, and creates far-reaching family and social costs. He agreed with George Washington, who called gambling “It is the child of avarice—the brother of inequity—and father of mischief” adding that mischief may be too mild. He also quoted a journalist in The Atlantic who concluded that society is betting that unlike every civilization that came before us, we can beat the house.

He drew on President Dallin H. Oaks’s counsel to ask, “Where will this lead?” and to weigh each choice’s opportunity cost: what do we give up in money, time, relationships, and worthwhile pursuits? Then he raised the matter of example. Perhaps your character and covenants feel secure enough that occasional wagers would be harmless fun. But others, especially your children and people newer or weaker in the faith, watch you. Paul taught that a believer could eat meat offered to idols without idolatry, yet should abstain: “Take heed,” Paul said, “lest by any means this liberty of yours become a stumblingblock to them that are weak.” Through such an example, shall the weak brother perish, for whom Christ died? (1 Corinthians 8:9–11). President Christofferson’s application: “Since your recreational gambling may lead a weaker brother or sister into temptation, just don’t do it. Every soul is precious, and Christ died for him, for her, as He did for you.”

Above all, gambling is morally wrong. It is “Gambling is built on the desire to obtain something for nothing,” and its structure “Its structure requires that any gain comes at others’ expense,” which is hard to reconcile with loving our neighbor as ourselves (Matthew 22:39). Our resources are stewardships, and the question is not merely whether something is legal, but whether it builds anything in us, in our families, or in those around us. He quoted President Oaks: taking from others to enhance our own position leads us away from the giving path of Christ toward the taking path of the adversary, and taking without giving value in return is destructive of spiritual sensitivities.

His plea was to live life on a higher plane. God has given us life and agency, and we are accountable for how we use them. A well-lived life contributes to others’ well-being; “It is being and doing better without others doing worse.” It supports and rewards work rather than idle pursuits, and work leads to prosperous, just societies. He warned, “Gambling, even for fun, leads in the opposite direction.” He asked not only that we refrain from gambling but that we use the time and resources saved for doing good, being anxiously engaged in a good cause (D&C 58:27). Those who hunger and thirst after righteousness will be filled (3 Nephi 12:6), and will put out of their lives what is incompatible with righteousness. He closed with Jacob once more: “O be wise; what can I say more?” (Jacob 6:12).

Let’s talk about it

What did this talk teach us about the Savior? What is one small thing our family can do this week?

Kid-friendly summary in our own words · Read or watch the full talk: “O Be Wise” on churchofjesuschrist.org